FIS’s Money Movement Hub is tackling banking rail fragmentation by integrating ACH, wires, and real-time networks, reducing payment failures by…
CFPB’s proposal to rescind nonbank registry rule sparks debate over fintech innovation vs. consumer protection
The CFPB’s plan to repeal the Nonbank Registration Rule has divided stakeholders, with industry groups praising reduced compliance costs while…
Instant disbursements surge as digital wallets bridge P2P and B2C flows
Instant disbursements have grown from 4% in 2017 to 38% in 2025, driven by digital wallets and sector-specific demands. FedNow’s…
Corpay and TPG’s $2.4B AvidXchange acquisition signals B2B payment automation boom
Corpay and TPG’s acquisition of AvidXchange at a 22% premium highlights the rapid growth of B2B payment automation, driven by…
Real-time payment revolution reshapes global finance as interoperability becomes key
The rapid expansion of real-time payment systems across North America, Europe and Latin America is transforming financial ecosystems, with Lakeside…
Open banking transforms insurance payouts with real-time disbursements via FedNow and RTP networks
Open banking platforms like One Inc. are leveraging FedNow and RTP networks to enable real-time insurance payouts, meeting consumer demand…
Nacha and J.P. Morgan revolutionize global payments with real-time account validation
Nacha and J.P. Morgan’s partnership introduces real-time global account validation, addressing cross-border payment friction for SMBs. With ACH volume projected…
Rapid adoption of RTP and FedNow transforms U.S. payments landscape
The U.S. real-time payments ecosystem is booming, with 62% of financial institutions now connected to RTP or FedNow. Record transaction…
Instant payment adoption triples since 2018 as consumers pay fees for speed
New data shows instant payment adoption has tripled since 2018, with 37% of users now paying fees for speed. The…
Instant digital disbursements reshape finance as consumer demand triples
The surge in instant digital disbursements, driven by consumer demand for speed and convenience, is transforming financial services. With push-to-debit…
Small businesses, big demand: The case for SMB-focused real-time payments
Small and mid-sized businesses (SMBs) are increasingly demanding real-time payment solutions to improve cash flow and reduce delays. Financial institutions…
Real-time payments hit record with $10M transaction as digital wallets surge
The Clearing House’s RTP network processed a record $10 million real-time payment, signaling a shift in treasury management and interbank…