Affirm’s latest earnings show 68% of its 0% APR loans go to super-prime borrowers, while stress tests predict a 10%…
Upstart’s Q1 results highlight AI-driven loan approvals amid regulatory scrutiny
Upstart’s Q1 2024 results show 92% of loans approved via AI algorithms, with super-prime borrowers making up 32% of originations.…
FICO to Integrate BNPL Data: A Game Changer for Credit Scores
FICO’s decision to include Buy Now, Pay Later data in credit scores marks a pivotal shift in credit evaluation. This…