Store card installment plans show 4.8% CAGR growth versus 0.8% for credit cards, with Gen Z adoption exceeding 25% at…
Klarna secures €1.4 billion Santander deal in strategic fintech pivot
Klarna’s latest €1.4 billion warehouse facility with Santander signals a major shift in European fintech, as BNPL gains institutional validation…
Klarna’s $26b nelnet deal signals new era for fintech scaling
Klarna’s forward flow agreement with Nelnet represents a fundamental shift in how fintechs scale while managing regulatory capital and risk.…
Generation Z’s financial duality forces banking revolution
Gen Z’s simultaneous demand for instant payments (92% digital wallet growth) and disciplined savings (10.2% rate) is pushing banks to…
Payment flexibility drives retail success as 70% of shoppers prioritize checkout options
New PYMNTS data shows 70% of consumers choose retailers based on payment methods, with Millennials abandoning carts 2.3x more than…
Affirm’s Q3 2025 results highlight super-prime dominance in BNPL amid rising regulatory scrutiny
Affirm’s latest earnings show 68% of its 0% APR loans go to super-prime borrowers, while stress tests predict a 10%…
European Fintechs Lead $24B Shift in Travel Payment Ecosystems
Affirm and Revolut spearhead embedded finance solutions in European travel, leveraging Gen Z demand and API-driven systems to capture a…
FinTech IPO index surges 3.3% as BNPL players like Sezzle and Affirm capitalize on resilient consumer spending
The FinTech IPO Index rose 3.3% this week, driven by strong performances from BNPL providers Sezzle and Affirm. Strategic partnerships…
FinTech IPO index surges as BNPL and crypto acquisitions drive growth
The FinTech IPO Index surged 12% last week, led by Janover’s 28% rally and BNPL providers like Affirm and Klarna.…
Klarna delays IPO amid market turbulence as FinTech sector faces headwinds
Klarna postpones its IPO due to market volatility and economic concerns, reflecting broader challenges in the FinTech sector. Klarna, the…
The BNPL revolution: How real-time risk algorithms are reshaping consumer credit
The buy now, pay later sector continues to surge, driven by modern payment infrastructure and real-time underwriting. As regulators tighten…
BNPL usage in the U.S. surges to $175 billion, driven by necessity and convenience
The U.S. BNPL market has grown 88-fold since 2019, reaching $175 billion in 2025, with over half of users relying…